NDIC Coverage Calculator

LIVE AUDIT

Enter your account balance to see how much is actually insured.

Instant Refund (Safe)

₦5,000,000

Liquidation Limbo (At Risk)

₦40,000,000

⚠️ You have ₦40,000,000 exposed. If the bank fails, you wait years for this portion.

NDIC instant-refund limit: ₦5,000,000 per depositor

Splits a bank balance into the NDIC-insured portion and the portion exposed if the bank fails. The NDIC guarantees ₦5 Million. But what if you have ₦50 Million? Before you panic about the recapitalization deadline, understand the 'Liquidation Gap.'

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